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Welcome to
MELORO LAW

Creative Solutions and Lifetime Planning to Protect You, Your Loved Ones, and Your Assets

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Without a plan, the high costs of long-term care and probate can quickly drain your life savings and jeopardize a secure future. Meloro Law can help you put a plan in place which protects your loved ones, keeps your family out of court and out of conflict and protects your hard-earned savings and assets. And, if and when you need care, we can help you navigate a complex system to assure the best care possible without being wiped out financially. While we work with all ages and abilities, knowing the unique needs of the senior and special needs populations allows us to take a holistic approach which serves our clients well.

 

Meloro Law will help you get your ducks in a row by setting up an estate plan which:

  • Names trusted decision-makers in case you get sick
  • Protects your life savings and assets
  • Allows you to qualify for Medicaid to help cover the exorbitant costs of long-term care
  • Keeps your loved ones out of court

 

And for those who did not plan ahead, we can help your loved ones through the court processes of guardianship and/or probate.

 

Our practice areas include:

  • Estate Planning & Incapacity Planning
  • Asset Protection & medicaid Qualification for Long-Term Care
  • Special Needs Planning
  • Probate
  • Guardianship

 

We do all of this in a warm, friendly, caring, empathetic and easy-to-understand way such that our clients become part of our Meloro Law family. Putting a fun and light-hearted twist on what can be a difficult time for our clients, we strive to “get your ducks in a row, protect your family and save your dough.”

 

We offer services throughout the State of Florida with our main office located in Broward County and with meeting locations available by appointment in Palm Beach, St. Lucie and Martin Counties.

 

You will be in good hands with our team. Each of our attorneys has been a lawyer for 25 years, bringing you a combined 50 years of experience! We are members of the National and State Associations of Elder Law attorneys, graduates of Elder Law College, and have earned many awards and distinctions in recognition of our personable approach, our attention to detail, and our strong track record. From Super Lawyers to Martindale-Hubbell's AV Preeminent rating, to being recognized by Florida Legal Elite, to our 5-star client reviews, these votes of confidence demonstrate that we are highly trusted not only by our clients, but also within the legal community.

 

The right estate planning, Medicaid planning, probate, or guardianship lawyer can make a world of difference, especially as you begin to make important decisions about your future. Work with Meloro Law to ensure that this is a positive experience that enables you and your loved ones to achieve the ultimate in peace of mind.

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ATTORNEYS

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MELORO LAW BLOG

By Bobbi Meloro April 9, 2025
What would you do if someone in your family was just diagnosed with Parkinson’s disease? Would you know where to start or how to protect what matters most? A diagnosis like this brings up a lot of emotions and even more questions, but it can also be the start of a strong plan for the future. As you know, our law practice works hand in hand with Florida seniors, their loved ones, and many of their caregivers as they age. We see our clients and community members in all phases of life. In recognition of National Parkinson’s Awareness Month this April, we are focusing on how thoughtful planning can help families navigate this journey with greater clarity and support. While this blog highlights steps that can help after a Parkinson’s diagnosis, many of these strategies apply to any serious health issue and, when acted upon before a crisis sets in, can set the stage for a more peaceful transition. There is no question that planning ahead empowers you to protect your care, reduce stress for loved ones, and make informed decisions before a crisis. It all starts with getting your ducks in a row. At Meloro Law, we understand that planning for long-term care is deeply personal. We help Florida families create legal strategies that bring peace of mind and security through every stage of care. Let us walk through some steps you can take now to start building a stronger plan for the future. Understand the impact of long-term care. Parkinson’s is a progressive condition that may require increasing levels of care over time. From home-based support to skilled nursing facilities, long-term care can be physically, emotionally, and financially demanding. Understanding what care may be needed in the future is the first step to protecting your options. Create or update your Florida estate planning tools. Every adult should have core legal tools in place, but a diagnosis makes it especially important. A durable power of attorney allows someone you trust to manage financial matters if you become unable to do so. Health care planning tools ensure your wishes are followed when it comes to treatment and care decisions. A trust agreement and a last will and testament work together to manage and distribute your assets as intended. These documents should reflect your current wishes and be reviewed regularly. Review asset protection strategies. Long-term care in Florida can be expensive. Without the right legal protections, families may be forced to spend down assets to qualify for Medicaid. Planning ahead allows you to explore options such as irrevocable trust agreements that may help preserve assets while still meeting eligibility rules. Plan early for Medicaid eligibility. Many families wait too long to think about Medicaid until a care crisis is already underway. By planning in advance, you can structure your resources in a way that supports eligibility while still protecting what you have worked for. At Meloro Law, we help clients explore Medicaid planning strategies that align with their goals. Identify a trusted decision maker. If the time comes when you cannot make decisions on your own, having a trusted person legally designated to step in is critical. This includes naming agents in both your durable power of attorney and your health care planning tools. These decisions help avoid future disputes and ensure your preferences are followed. Consider a trust agreement. A trust agreement can offer more flexibility and privacy than a last will and testament alone. It can also help avoid probate and allow for more direct management of assets during your lifetime and after. If you are concerned about protecting your estate or ensuring support for a spouse or family member, a trust agreement may be the right tool to include in your plan. Review your beneficiary designations. Even the best estate plan can be disrupted if beneficiary designations on accounts are outdated or inconsistent. Reviewing retirement accounts, life insurance policies, and bank accounts ensures everything aligns with your overall goals and avoids unintended outcomes. Address housing and future care needs. Where you live matters, especially when long-term care becomes necessary. Explore whether your current home will remain suitable as your needs change or if alternatives like assisted living or skilled nursing care may eventually be needed. These conversations can help you and your loved ones prepare in advance. Communicate with your family. An estate plan is most effective when your loved ones know what to expect. Letting them know who is named in your documents, what your wishes are, and where important papers are kept helps reduce confusion and ease stress down the road. Work with a Florida elder law attorney. Every situation is different, and planning for Parkinson’s or another serious condition requires thoughtful, personalized guidance. An experienced Florida elder law attorney can help you understand what tools are available, how to qualify for assistance, and what steps to take now to avoid costly mistakes later. We know this blog may raise more questions than it answers. At Meloro Law, we are here to make sure your trust agreement delivers everything you intended for your family. We encourage you to contact us and schedule a meeting to get your ducks in a row. To learn more about Meloro Law and how we can help you when you need legal representation for estate planning or elder law issues, do not wait to call us today.
By Bobbi Meloro March 28, 2025
In the complex world of skilled nursing facilities, Business Office Managers (BOMs) face the dual challenge of maintaining fiscal health and ensuring quality care for residents. A holistic approach to Medicaid qualification—offered by an experienced elder attorney—can streamline processes and benefit both your facility and the families you serve. Key Benefits of a Holistic Elder Attorney Approach Dedicated Partnership with SNFs: Recognizing the critical role that skilled nursing facilities play, elder attorneys like Meloro Law prioritize SNFs, working closely with your team to facilitate prompt Medicaid qualification. Comprehensive Legal Guidance: An elder attorney knows the Medicaid rules which paves the way for a smoother, more efficient approval process. Holistic Family Support: By considering the needs of the families, an elder attorney adopts a comprehensive approach which leads to more sustainable outcomes and greater peace of mind for everyone involved. Local Presence with a Personal Touch: Having a local presence is better for your families and allows them to meet with their attorney in-person if needed and to get their questions answered. Taking a holistic approach not only supports your facility’s financial stability but also enhances the overall care experience for your residents and their families. Discover how partnering with Meloro Law can transform your Medicaid qualification process. Contact us today to learn more about our tailored services for skilled nursing facilities.
By Bobbi Meloro March 13, 2025
Do you know why World Down Syndrome Day is recognized on March 21? The date, 3/21, represents the extra 21st chromosome that results in Down syndrome. This day is dedicated to supporting, educating, advocating, and celebrating individuals with Down syndrome while promoting inclusion and equal opportunities. It is also a time for families to consider the steps needed to secure a bright and stable future for their loved ones. If you have a family member with Down syndrome, you may already be thinking about their future, who will care for them, how they will manage finances, and what legal steps need to be taken to protect them. Many Florida families rely on government programs like Supplemental Security Income and Medicaid to provide essential support, but without proper planning, an inheritance or financial gift could unintentionally disrupt those benefits. Special needs planning helps ensure long-term financial security while maintaining access to critical resources. Why special needs planning is essential. Many individuals with Down syndrome depend on government benefits for health care, housing, and daily support services. However, these programs have strict income and asset limits. Without proper planning, receiving even a modest inheritance could cause a loved one to lose eligibility for these crucial benefits. Special needs planning allows families to set aside funds to enhance their loved one’s quality of life while ensuring continued access to government assistance. The right legal tools provide financial security without putting essential support at risk. How a Florida special needs trust can help. One of the most effective ways to protect a loved one’s financial future is through a special needs trust. This type of trust holds assets for an individual with disabilities without those assets being counted against eligibility for government benefits. Funds in the trust can be used for supplemental expenses such as medical care, therapies, education, housing, and recreation—ensuring a better quality of life. There are different types of special needs trusts, including first-party, third-party, and pooled trusts. The right choice depends on the source of the funds and the family’s long-term planning goals. Consulting with an experienced elder law attorney helps ensure that the trust is properly structured to comply with Florida laws and provide maximum benefit to the individual. Why guardianship and decision-making documents matter. When individuals with Down syndrome reach adulthood, families may need legal authority to help with financial, medical, and personal decisions. In Florida, this can be accomplished through guardianship, a durable power of attorney, and health care planning tools. Every situation is unique, and some individuals with Down syndrome are capable of making certain decisions with the right support in place. Families should explore all available options to determine the best way to balance independence with necessary legal protections.  At Meloro Law, we are here to make sure your trust delivers everything you intended for your family. We encourage you to contact us and schedule a meeting to get your ducks in a row. To learn more about Meloro Law and how we can help you when you need legal representation for special needs planning, estate planning, or elder law issues, do not wait to call us today. At Meloro Law, we are here to make sure your trust delivers everything you intended for your family. We encourage you to contact us and schedule a meeting to get your ducks in a row. To learn more about Meloro Law and how we can help you when you need legal representation for special needs planning, estate planning, or elder law issues, do not wait to call us today.
By Bobbi Meloro March 13, 2025
Have you ever thought about how estate planning is one of the greatest acts of love? As we move into March, a time of renewal and fresh starts, it’s the perfect opportunity to ensure your family's future is secure. True care goes beyond daily gestures—it means protecting your loved ones, honoring your wishes, and safeguarding your assets. At Meloro Law, we help families get their ducks in a row—and their estate plans in order—so they can enjoy peace of mind knowing they are prepared for whatever the future holds. Do you know why updating your Florida estate plan matters? There is no question life changes, and so should your estate plan. If you have recently married, divorced, had children or grandchildren, or lost a loved one, now is the time to review your documents. Unfortunately, many people create an estate plan once and assume they are set for life, but outdated plans can lead to unnecessary legal battles and stress for your family. A well-structured Florida estate plan includes a last will and testament, a trust agreement, durable powers of attorney, and health care planning tools to ensure that your wishes are clear and legally enforceable. Without these protections in place, your loved ones may face complications in managing your affairs. Regular updates ensure that your estate plan truly reflects your current situation and goals. Estate planning is only the first step, however. Next, to show your love, you want to plan ahead for the long-term care that can protect your family. There is no question that thinking about the cost of long-term care is never easy, but planning ahead can prevent significant financial and emotional burdens for your loved ones. Many Florida families assume they will never need nursing home care, only to find themselves scrambling when a crisis occurs. The reality is that long-term care costs are rising, and Medicaid eligibility rules are strict. Without proper planning, families may have to spend down their assets or risk losing financial security. When you choose to work with an experienced Florida estate planning attorney who also focuses on elder law, you can create a plan that protects your assets while ensuring you qualify for benefits when the time comes. Accessing public benefits, such as Medicaid and the Medicaid planning that is needed can be complex, but the right legal strategies can help you preserve what you have worked so hard for while securing the care you may need in the future. Estate planning can ease the probate process for loved ones. Losing a loved one is never easy, and a complicated probate process only adds to the stress. If you do not have a clear estate plan in place, your family may have to go through Florida’s probate system, which can be time-consuming and costly. Proper planning can help minimize probate or, in some cases, avoid it altogether. Using tools such as revocable living trusts, payable-on-death accounts, and beneficiary designations can help ensure that your assets are transferred smoothly. The more you prepare now, the easier it will be for your loved ones in the future. At Meloro Law, we are here to make sure your trust delivers everything you intended for your family. We encourage you to contact us and schedule a meeting to get your ducks in a row. To learn more about Meloro Law and how we can help you when you need legal representation for estate planning or elder law issues do not wait to call us today.
By Bobbi Meloro January 8, 2025
Did you know that the start of the New Year is the perfect time to reset, refocus, and tackle the important tasks that often get pushed aside during the busy holiday season? For many families that includes making sure their Florida estate plan is up to date, or creating one for the first time. In our experience an estate plan is not just about paperwork; it is about protecting your loved ones, honoring your wishes, and avoiding unnecessary stress during challenging times. We know there is much to do when the New Year begins, but we can tell you that taking the time to review or create an estate plan now can help you start the year with confidence. Whether it is ensuring your assets are Florida probate-proof, updating your decision-makers, or planning for long-term care, addressing these areas early can provide peace of mind for you and your family. Let’s dive into what steps you should take to get your ducks in a row and set the stage for a secure future. 1. Update or create your Florida estate plan. Your estate plan is the foundation of ensuring your wishes are honored and your loved ones are cared for. If you already have an estate plan, the start of the year is the perfect time to review it. Have there been changes in your family, finances, or the law? If so, you and your experienced Florida attorney may need to update your legal planning to reflect your current wishes. For those without a Florida estate plan, now is the time to create one. This proactive step can ensure your assets are distributed according to your wishes and minimize unnecessary delays or costs. 2. Make sure you are Florida probate-proof. One of the most common estate planning goals in Florida is avoiding probate, which is a time-consuming and often costly legal process. When you act now and work with your attorney to transfer your assets into a revocable or irrevocable trust agreement, you can ensure your loved ones avoid Florida probate. There is no question that action now can ensure everything is set up correctly to bypass probate when the time comes. 3. Ensure your decision-makers are who you need now. Who will make decisions on your behalf if you are unable to? Whether it is someone managing your financial matters or making health care decisions, it is crucial to review your designated decision-makers each year. Circumstances change, relationships evolve, people move, or health conditions arise; so it is essential to ensure that the individuals named in your power of attorney, healthcare directive, and other documents are still the right fit. 4. Plan for long-term care well before you need it. Most Florida seniors and their loved ones are surprised to learn that Medicare does not cover long-term care. Without a plan in place, the costs of skilled nursing homes, assisted living, or in-home care can quickly drain savings. Long-term care planning is about protecting your assets while ensuring you have access to quality care when you need it. There is never a wrong time to start this planning process to complement your estate planning. When you choose to work with an experienced Florida estate planning and elder law attorney, she can help you explore options like long-term care insurance, Medicaid planning and eligblity, or trust agreements designed to preserve your assets while meeting eligibility requirements for benefits. Getting ahead of these issues now will save you and your family from financial strain later. We know this blog may raise more questions than it answers and we want you to start the year with peace of mind. Trust us when we say that getting your ducks in a row does not have to be overwhelming. When you take action now you are giving yourself and your family the gift of confidence and security for the future. At Meloro Law, we specialize in helping Floridians create personalized plans that protect their families and their legacies. We encourage you to contact us and schedule a meeting to get your ducks in a row. To learn more about Meloro Law and how we can help you when you need legal representation for estate planning or elder law issues do not wait to call us today. And do not forget to celebrate National Rubber Duck Day with us on the 13th this month! It is the perfect reminder to get your ducks in a row as we dive into 2025. If you would like to nominate a senior for our BOM program as well, please let us know, we would love to hear from you.
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